September 1st: 17 days till Flight

September 1st: 17 days till Flight

On A Serious Note~ 

Creating a UK Account: Is it better to open it in HK or when you get there.

OK so this is a very important post as it concerns money which is a big thing if you are going overseas. It is best to get a safe bank or a bank that you or your parents have used before so there is a sense of familiarity and trust. I personally will narrow the options down to the big Banks for example: Hang Seng bank, HSBC, Standard Chartered etc.

                                                             (found on google) 

One Key tip is after hearing from numerous friends who got their UK credit cards/VISA. They said that  if they could choose again they would create an account in the UK because it is easier and quicker. You have to go through numerous amounts of steps before your card is activated in the UK. You will have to wait around 1-3 weeks depends because they have to send it to the UK to be confirmed and... yadda yadda yadda... all internal bank stuff :)

However, the choice is up to you whether you do it over there or HK the card works both ways it just depends on the number of steps and the time it will take to do this. Remember to do this earlier at least 3 weeks before you leave and BOOK EARLY!

My Experience: 
When you want to register for a new account you will be referred to an address in my case Central and you have to book an appointment. The line/waiting list shouldn't be so long however you have to bear in mind that it isn't just you who is planning ahead. Remember you need to be 18 to do this if your birthday is in between September or October your card will be rejected because the time you signed the papers you would have been 17 and will be given a "children's credit card" (this expires the moment you turn 18).
The Process is rather quick. You get there on time. They will ask you what kind of assistance you want. Then comes the paper work, you have to sign a bunch of papers and make sure you read the terms and conditions!! The signature should be one that you will remember as you will have to sign every time you want to use the card (when you use VISA).
Overall the experience was alright but I decided to create a bank account over in the UK because it was easier/faster.